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Terms of Use

Welcome to the Terms of Use for FindKarma.com. Users of our website ("Site") are provided with a wide variety of information and services, including search capabilities, access to articles and music reviews, the ability to submit comments and user generated content onto the site, and exclusive information about new music releases and products. By using our Site, you are agreeing to comply with and be bound by the following terms of use. Please review the following terms carefully. If you do not agree to these terms, you should not use this Site.

We reserve the right to modify this Agreement at any time, and without prior notice, by posting amended terms on this Site. Your continued use of the FindKarma Service indicates your acceptance of the amended Terms of Use.

The term "FindKarma" or "us" or "we" refers to the owner of the Site, FindKarma, Inc. The term "you" refers to the user or viewer of our Site.

Limitations of Use

Your license for access and use of the FindKarma Site and any information, materials and documents therein are subject to the following restrictions and prohibitions on use: a)You may not copy, reproduce, distribute, republish, display, post, or transmit any material contained on the Site in any form or by any means, including, but not limited to, electronic, mechanical, photocopying, recording, or otherwise, without the express prior written consent of FindKarma; b) You may not use the Site or any materials obtained from the Site to develop, or as a component of, any information, storage and retrieval system, database, information base, or similar resource (in any media now existing or hereafter developed), that is offered for commercial distribution of any kind, including through sale, lease, license, rental, subscription, or any other commercial distribution mechanism. You also may not "mirror" any material contained on the Site on any other server. Any unauthorized use of any content on this Site may violate copyright laws, trademark laws, the laws of privacy and publicity, and communications statutes and regulations. Elements of the website that are licensed by FindKarma are subject to the same conditions.

Access to Service

Use of manual or automated software, devices, or other processes to "crawl" or "spider" any web pages contained in the Site is strictly prohibited. You agree not to monitor or copy, or allow others to monitor or copy, our web pages or the content included herein. You also agree not to "frame" or otherwise simulate the appearance or function of this Site. Furthermore, you agree not to take any action that interferes with the proper working of or places an unreasonable load on our infrastructure, including but not limited to unsolicited communications, attempts to gain unauthorized access, or transmission or activation of computer viruses.

Links to Third Party Sites

The Site may contain links to web sites controlled, owned, and operated by third parties (the "third-party sites"). FindKarma cannot control and has no responsibility for the accuracy or availability of information provided on the third-party sites. You acknowledge that use of any third-party sites is governed by the terms of use for those websites, and not by this Agreement. Links to third-party sites do not constitute an endorsement or recommendation by FindKarma of such sites or the content, products, advertising or other materials presented on such sites, but are only for your convenience and you access them at your own risk. Such third-party sites may have a privacy policy different from that of FindKarma and the third-party site may provide less security than this Site. We are not responsible for the content of any third-party web sites, nor do we make any warranties or representations, express or implied, regarding the content (or the accuracy of such content) on any third-party web sites, and FindKarma shall have no liability of any nature whatsoever for any failure of products or services offered or advertised at such sites or otherwise.

User Comments and Reviews

For clarity, you retain all of your ownership rights in and to your Submissions. However, by submitting comments, music reviews, ratings or other content to FindKarma through this Site (collectively, "Submissions"), you are also granting to FindKarma a non-exclusive, royalty-free, worldwide license to use, display, reproduce, sub-license, transfer, modify and publish all or any portion of such Submissions in connection with the Site. FindKarma shall not be subject to any obligations of confidentiality regarding Submissions except as expressly agreed by FindKarma or as otherwise required by applicable law. Nothing herein contained shall be construed as limiting FindKarma's responsibilities and obligations under its Privacy Policy.

You may delete all or any part of your Submissions at any time using the tools provided by FindKarma and the license granted to FindKarma shall terminate upon your deletion of such Submissions from the Site.

Indemnification

By accepting the Terms of Use, you agree to indemnify and otherwise hold harmless FindKarma, Inc., its officers, employees, agents, subsidiaries, affiliates and other partners from any direct, indirect, incidental, special, consequential or exemplary damages resulting from your use of the FindKarma Site.

Termination

You agree that FindKarma may, with or without cause, immediately terminate your FindKarma account and access to the FindKarma Service without prior notice. Without limiting the foregoing, the following will lead to a termination by FindKarma of a user's use of the FindKarma Service (a) breaches or violations of this Terms of Use or other incorporated agreements or guidelines, (b) requests by law enforcement or other government agencies, (c) a request by you (self-initiated account deletions), (d) unexpected technical issues or problems. Termination of your FindKarma account includes removal of access to all offerings within the FindKarma Service and may also bar you from further use of the FindKarma Service. Furthermore, you agree that all terminations shall be made in FindKarma's sole discretion and that FindKarma shall not be liable to you nor any third-party for any termination of your account or access to the FindKarma Service.

You further agree that you will not: (i) submit material that is copyrighted, protected by trade secret or otherwise subject to third party proprietary rights, including privacy and publicity rights, unless you are the owner of such rights or have permission from their rightful owner to post the material and to grant FindKarma all of the license rights granted herein; (ii) submit material that is unlawful, obscene, defamatory, libelous, threatening, pornographic, harassing, hateful, racially or ethnically offensive, or encourages conduct that would be considered a criminal offense, give rise to civil liability, violate any law, or is otherwise inappropriate; (iii) post advertisements or solicitations of business: (iv) impersonate another person.

Copyright Complaints

We respect the intellectual property rights of others and we prohibit users from uploading, posting or otherwise transmitting on the Site or in connection with the FindKarma Service any materials that violate another party's intellectual property rights. When we receive proper Notification of Alleged Copyright Infringement as described in the FindKarma Copyright Policy, we promptly remove or disable access to the allegedly infringing material and terminate the accounts of repeat infringement offenders as described herein in accordance with the Digital Millennium Copyright Act. If you believe that any material on the Site infringes upon any copyright which you own or control, you may send a written notification of such infringement to our Designated Agent. Please see the FindKarma Copyright Policy for more information on how to report infringement of your copyright.

Repeat Infringement Policy

In accordance with the Digital Millennium Copyright Act (DMCA) and other applicable law, Company has adopted a policy of terminating, in appropriate circumstances and at Company's sole discretion, members who are deemed to be repeat infringement offenders. Company may also at its sole discretion limit access to the Site and/or terminate the memberships of any users who infringe any intellectual property rights of others, whether or not there is any repeat infringement.

Prohibited Content

Our goal is to promote user generated content on the FindKarma Site relating to FindKarma articles, music reviews, and other interests of the FindKarma community while maintaining high standards of respect and decency. In order to attain this goal, and in addition to the other content and/or action restrictions set forth in these Terms of Use, the following content is prohibited on the FindKarma site:

  • Content that has as its sole or primary purpose to advertise a particular product or service that, in the sole judgment of FindKarma, does not otherwise have redeeming value to the community. FindKarma may allow the uploading of some such content for a fee, at its sole discretion. Such advertising content may be treated differently than other content (i.e. through indications that it is an advertisement, or exclusion from some indices or searches).
  • Content involving nudity, including but not limited to, nudity or partial nudity of children of any age.
  • Content that exploits children or minors or that discloses any personally identifying information beyond a first name about persons under the age of 18.
  • Content that disseminates personal information about another individual for malevolent purposes, including libel, slander, defamation or harassment.
  • Content that is or may be deemed to be grossly offensive to the online community, including but not limited to, blatant expressions of bigotry, prejudice, racism, hatred and profanity.
  • Content promoting or providing instructional information about illegal activities.
  • Content depicting cruelty to animals.
  • Content intended to abuse, harass, stalk, threaten or otherwise violate the legal rights of others (such as the rights of privacy and publicity).
  • Content that violates any applicable laws or regulations not specifically referenced herein.

Partnership Link Policy

By claiming your business information on FindKarma and entering into a "Partnership" with FindKarma, you agree to link to FindKarma from at least one location on your site. FindKarma will provide "badges" to facilitate this linking but a text link to anywhere on FindKarma will fulfill this requirement. FindKarma may at times check to make sure your site is in compliance with this requirement or request you to provide the location of the link to FindKarma on your site. Failure to comply may result in your business being removed from FindKarma.

Disclaimer of warranties

None of FindKarma, any of its affiliates, providers or their respective officers, directors, employees, agents, independent contractors or licensors (collectively the "FindKarma parties") guarantees the accuracy, adequacy, timeliness, reliability, completeness, or usefulness of any of the content and FindKarma disclaims liability for errors or omissions in the content.

This site and all of the content is provided "as is" and "as available," without any warranty, either express or implied, including the implied warranties of merchant-ability, fitness for a particular purpose, non-infringement or title. Additionally, there are no warranties as to the results of your use of the content. FindKarma parties do not warrant that the site is free of viruses or other harmful components. This does not affect those warranties which are incapable of exclusion, restriction or modification under the laws applicable to this agreement.

FindKarma may discontinue or make changes in the content and site at any time without prior notice to you and without any liability to you. Any dated information is published as of its date only, and FindKarma parties do not undertake any obligation or responsibility to update or amend any such information. FindKarma reserves the right to terminate any or all site offerings or transmissions without prior notice to you. This site could contain technical inaccuracies or typographical errors. Use of this site is at your own risk.

Limitation of liability

Under no circumstances will FindKarma parties be liable for any damages including general, special, direct, indirect, incidental, consequential, punitive or any other damages of any kind whether in an action in contract or negligence arising or relating in any way to the use or inability to use by any party of the content, the site or any third-party site to which this site is linked, or in connection with any failure of performance, error, omission, interruption, defect, delay in operation or transmission, computer virus or line or system failure, even if FindKarma parties, or representatives thereof, are advised of the possibility of such damages, losses or expenses. FindKarma is not liable for any defamatory, offensive or illegal conduct of any user. Your sole remedy for dissatisfaction with this site is to stop using the site. If your use of materials from this site results in the need for servicing, repair or correction of equipment or data, you assume any costs thereof. If the foregoing limitation is found to be invalid, you agree that FindKarma parties' total liability for all damages, losses, or causes of action of any kind or nature shall be limited to the greatest extent permitted by applicable law.

Also, this Site is offered only to users 21 years of age or older. If you are not yet 21 years old, please discontinue using this Site immediately. If, for any reason, you do not agree with all of the terms and conditions contained herein, please discontinue using the Site immediately.

Ownership of Intellectual Property

All Site software, design, text, images, music files, photographs, illustrations, audio and video material, artwork, graphic material, database, proprietary information and all copyrightable or otherwise legally protected elements of the Website including, but without limitation to, the selection, sequence and "look and feel" and arrangement of items, (individually and/or collectively "Material"), are the property of FindKarma, its affiliates, licensors, artists, labels, clients, advertisers, sponsors, or suppliers and are legally protected, without limitation, under the U.S. federal and state laws, as well as applicable foreign laws, regulations and treaties. All rights in the album, artist, band and label names, company names, trade names, logos, product packaging and designs of FindKarma or third-party products or services whether or not appearing in large print or with the trademark symbol, belong exclusively to FindKarma, as applicable, or their respective owners, and are protected from reproduction, imitation, dilution or confusing or misleading uses under national and international trademark and copyright laws, as applicable. The use or misuse of these trademarks or any Materials, except as permitted herein, is expressly prohibited and nothing stated or implied on this Website confers on you any license or right under any patent, copyright or trademark of FindKarma or any third party. De-compiling, reverse engineering, disassembling or otherwise reducing the code used in any software on this Website into a readable form in order to examine the construction of such software and/or to copy or create other products based (in whole or in part) on such software, is prohibited.

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Articles

Michigan Voters Approve Recreational Marijuana

Becomes the 1st midwestern state to join the green rush

This has been a long time coming for a state that passed medical marijuana laws in 2008.

Proposal 1, which outlines the legalization of an adult use market in the state, passed on November 6th.

Michigan is now the 10th state to approve recreational marijuana and joins the ranks of Washington D.C., Colorado, Alaska, Nevada, California, Vermont, Maine, Massachusetts and Oregon.

Let's take a look at what exactly this proposal says for the people of Michigan.

Proposal 1:

- Any person over the age of 21 may possess marijuana. If the amount is greater than 2.5 ounces (but less than the 10 ounce maximum), it must be kept in a locked container.

- Individuals may grow up to 12 plants for personal use. However, this grow operation must not be visible from public property to the naked eye. Operations must have locks and access to the public must be restricted.

- individuals may give away up to 2.5 ounces of marijuana, as long as no money is exchanged and they do not advertise it in public.

- Ban on consuming marijuana in public places or smoking in areas that are prohibited by the property owner

- You can be fired from your job for marijuana consumption and municipalities still have the authority to ban possession and sales entirely within their jurisdiction.

- Marijuana facilities must not be within 1000 yards of a pre existing school.

- One person may not operate more than 5 facilities before the year 2023.

One very important fact to remember if you are considering entering the marijuana industry in Michigan....

Only Michigan residents who already operate a medical marijuana facility will be considered for a retail license within the first 24 months of the passing of this act.

While it seems there are still a lot of kinks to be worked out, legal marijuana has hit Michigan, the question is who will be next?

Articles

Pax Labs Raises $20 Million

Who would have thought a college experiment by two Stanford students would lead to a $15 billion vaporizer business?

San Francisco based startup, Pax Labs Inc., has raised $20 million in a special round of funding, and rumor has it their valuation has ballooned to over $15 billion.

In an effort to keep themselves lean on VC money, existing shareholders were asked to come up with the funds, and Pax was able to avoid giving away a large stake of equity. According to CEO Bharat Vasan "This is a deliberately small round, to avoid becoming overly dependent on venture capital."

In 2007, a small company named Ploom Inc. was formed by James Monsees and Adam Bowen. The goal was to make a sleek, and technologically advanced loose leaf vaporizer. At the time, it was described as for tobacco use only, even though it was clearly made for cannabis in its flower form (clearly a lot has changed in the last 11 years). The Pax was finally released and has been revised twice since then.

Pax 3

In 2016, the Pax 3 was released. On that same day, their newest device, called the Pax Era was released and Ploom Inc. became Pax Labs. The Era was designed specifically for use with cannabis concentrates. This device is almost an exact replica of the Juul, another massively popular nicotine vaporizer, also developed by Monsees and Bowen.

Pax labs has got a winner with the Era, which is used with pre filled pods that are available in dispensaries in select states out west. Users are able to control the vaporizer wirelessly through an app on any mobile phone. The app allows you to connect to the Era and set it a specific temperature. You can also monitor the battery life and change the LED lights to different colors when the device is in use.

Pax does not sell any marijuana or cannabis oil, but sells the empty pods to companies that fill them with their own oils.

Epidiolex, the first cannabis-based medication approved by the FDA, is now available by prescription nationwide

Many more are in the pipeline

The drug can be prescribed by doctors to treat both Dravet Syndrome and Lennox-Gastaut Syndrome. Both of which are types of epileptic syndromes that begin in very young children. Before a child's first birthday in the case of Dravet Syndrome and between ages 3 and 5.

GW Pharmaceuticals who create the drug got approval from the FDA back in June. The press release itself made clear the drug itself is derived from CBD and does not contain any THC. Which means the fact that it took this long to have a drug derived from CBD, which is not what causes one to get 'high', shows how much distance the United States still has to go. Of course, many products are currently on the market that have CBD in them. In fact, wandering around Brooklyn one can find many shops offering to add CBD to coffee.


Right off of the L TrainWilliamsburg, Brooklyn

Of course, one of the strangest parts of drug enforcement is that Marijuana is still classified as a Schedule 1 substance. Which as a reminder is as bad as drugs can be classified. It was only in September that the DEA was able to classify it as a Schedule 5 substance (or V as they tend to write it).

A bill currently before Congress, the Hemp Farming Act of 2018, which is part of the larger farming bill being considered. It would do many things, including allowing Hemp farmer to access certain water rights, but mainly it would remove low THC cannabis from the Controlled Substances Act. This would make the production of any CBD product way easier, since your CBD source would no longer be technically as dangerous in the eyes of the federal government as Cocaine or Heroine. It has a solid chance of success, largely in part, because two of the most powerful members of the Senate are both from Kentucky, which is prime real estate to grow Hemp in. It may also make the number of products with CBD in it multiply further as the price falls.

This may be needed even for those currently considering getting the prescription for this drug. The list price for a years supply of the drug is a whopping $32,500/year. Although the company is confident that is will be covered by most insurance policies that is no guarantee. Also, although the drug is able to be advertised for around these epileptic conditions, the drug can be prescribed for any off label use. This is the practice where once a drug is judged as safe by the FDA, doctors can try prescribing it for other conditions. The drug company just can't go around advertising for anything else, either on TV or when their drug reps go and visit doctors offices.

Whether this is a first step in a series of drugs, based on THC being approved, is still anyone's guess. However, with the medical properties of Cannabis well known, it will only be a matter of time until a drug company seeks to monetize the rest of the plant.

Articles

Constellation Brands Considers Liquidating Wine Portfolio

New York based beverage giant, Constellation Brands, made headlines again this week, when it reportedly hired Goldman Sachs to help with the sale of its U.S. wine portfolio.

Worth an estimated $40 billion, Constellation Brands hopes to raise $3 billion, in an effort to support its shift from wine and spirits, to craft beer and cannabis.

According to the report, while wine sales are still the majority of its business, Constellation is looking to sell off its less popular assets, some of which are Clos Du Bois, Arbor Mist, and Cooks. The higher end wines like Robert Mondavi are not being included in the deal.

In recent years, wine sales have slumped in the U.S., signaling a shift in preference by the younger generation. It is also clear that craft beer and cannabis are here to stay (Constellation Brands Invests Heavily in Cannabis Industry).

When reached for comment, a spokesman for Constellation brands made the following statement:

"While we don't comment on rumors/speculation, what I can say is consistent with what we said on our earnings call on Oct. 4. We continue to focus on driving growth organically, and through acquisition and innovation at the higher end of our wine and spirits portfolio, which has consistently grown 3-4 times the U.S. market rate.

We are also considering a variety of potential actions to optimize value at the low end of our portfolio, so we can direct our growth efforts and investment dollars more fully towards our focus brands."

Constellation Brands began as a small wine producer in New York in 1945, but found massive success after it acquired the U.S. distribution rights to Corona and Modelo from AB InBev in 2013. Imported beers have soared in popularity in recent years, which has bolstered the brands sales, as domestic beer and wine lose significant market share every quarter.

After its $3.8 billion dollar investment in Canopy Growth (38% stake), and now this divesting of its wine portfolio, it is clear that the family owned business intends on moving into the nascent marijuana industry at full speed.